A Guide in the Pros and Cons of Buying a DVC Resale vs Direct

Have you ever wondered which DVC resale or direct purchase is better? You’re not alone. 

Many face this same question when looking into Disney Vacation Club memberships. This guide will help restore your uncertainties by breaking down the pros and cons of DVC resale vs direct. You’ll uncover resale ownership considerations of each option and get insights that will help you make an informed decision. 

Stick with us, and let’s make your Disney vacation dream a reality!


When looking at cost, buying DVC resale can be less expensive than buying directly. This is because individual owners, not Disney, set resale prices. So, you might find someone willing to sell their points for less to get them off their hands.

On the other hand, buying directly from Disney guarantees you certain perks. These perks can include access to special events or discounts on dining and merchandise. However, these added benefits come with a higher price tag.


Regarding availability, buying DVC points directly from Disney often provides more options. Disney has the rights to every new DVC property and can sell any unsold units. So, you might have a wider choice of resorts to choose from.

On the contrary, the availability in the DVC resale market is determined by what current owners are selling. This can be more limited, especially for popular resorts or high-demand seasons. 


In terms of perks, buying directly from Disney can offer a few extra bonuses. For example, you may get special access to new resorts or discounts on dining and shopping at Disney properties. These perks can add a little magic to your Disney vacation experience.

However, it’s essential to remember that perks can come and go. Disney might change them anytime. So, careful thought should be given to whether these perks add significant value to your membership.

Resale Restrictions

When discussing resale restrictions, it’s important to know that Disney has the right of first refusal on all resales. This means if you find a resale contract you want to buy, Disney can buy it first at the same price. If Disney chooses to pass, then you can purchase the contract.

Moreover, there are some restrictions on using resale points for certain things. For instance, points purchased via resale after a certain date cannot be used for Disney Cruises, Adventures by Disney, or the Concierge Collection. 


When it comes to financing your DVC membership, this is where the gap between buying directly and resale can widen. Direct purchases typically require a larger upfront payment, but Disney does offer financing options. However, interest rates can be high, making your membership cost significantly more over time.

Conversely, financing a DVC resale can often be more affordable. Several third-party financing companies specialize in DVC resales. If you want to explore financing options further, you can learn more about buying DVC direct vs resale to make an informed decision based on your preferences and budget.

Navigate the DVC Resale vs Direct Odyssey

Our journey through DVC resale vs direct is nearly complete, and we hope we’ve shed some light on your path. Remember, the choice between these purchase process differences is yours, based on your unique needs and desires.

So, take a deep breath, trust your intuition, and enter the magical journey ahead. The happiest place on Earth is ready to welcome you. 

We hope this article was helpful to you. If you enjoyed it, be sure to check out our blog for more valuable information and resources.

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